About Owners First

Home financing that puts owners first.

We pair modern technology with real loan officers who actually pick up the phone — so getting a mortgage feels clear, fast, and human from first question to keys in hand.

By the numbers

Funded in home loans$3.2B+
States licensed30+
Avg. time to close12 days
Client rating4.9★
The Owners First team
Our story

Built to make homeownership simpler

Owners First was founded on a simple belief: financing a home shouldn't be confusing, slow, or impersonal. We built a lending experience around clarity and speed — backed by people who treat your goals like their own.

  • Transparent pricing. Every cost up front — no junk fees or closing-day surprises.
  • A dedicated officer. The same expert from application to closing.
  • Built for every buyer. Purchase, HELOC, FHA, VA, and refinance — matched to your situation.
  • On-time closings. 96% of our loans close on or before the contract date.
$3.2B+Funded in home loans
30+States licensed
12 daysAverage time to close
4.9★Average client rating
What we value

The principles we lend by

Clarity first

Plain language and honest numbers, so you always know exactly where you stand.

People over process

Real advisors who listen, answer fast, and guide you through every step.

Speed that matters

A streamlined, tech-forward process that gets you to the closing table sooner.

Get started

Let's find the right loan for you

Talk to a dedicated loan officer and get pre-qualified free — no obligation, no impact to your credit to start.